The California FAIR Plan has seen a significant rise in property insurance demand. The insurer of last resort has seen a 42 percent increase and has reached 650 billion dollars in the first nine months of the year. The surge is driven by rising wildfire risks and other providers leaving the state. There's over 610 thousand active policies, a 31 percent increase since last September. Premiums have risen by 33 percent to nearly two billion. That is split between just over one and half billion for homes and about 201 million for businesses.